Abel Ahmad (not real name), a Lagos State resident, has narrated how Cashlawn, an unlicensed online money lending company, disbursed N6,200 to him without a request.

Speaking to FIJ, Ahmad said the incident happened on March 20, while he was trying to register his details on Cashlawn’s online platform.

“After I had downloaded Cashlawn’s application on my phone, I was still registering my details on their platform when I suddenly received a credit alert of N6,200 from them,” said Ahmad.

“The worst part is that the repayment deadline is seven days. Since today is March 23, I have four days to look for how to pay N11,000 for the N6,200 they sent to me. A loan I did not even request for?

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“Honestly, these guys are thieves, and they know what they are doing. If they had not quickly disbursed the money the way they did, and without my consent, they knew I would not have requested for it.

“What I am even worried about now is what they and their agents will do in about four days’ time when the loan they forcefully gave to me will expire,” he said.

“They will start sending defamatory messages to my friends, family members and work colleagues who all make up my phone contact list.

“I doubt if I can withstand the humiliation that comes with such. This is unfair. I did not request for this loan. Cashlawn has forced it on me. Whoever is running Cashlawn should be prosecuted and arrested.

READ ALSO: Over N7,000 Loan, Cashlawn Sends Customer’s BVN to 2,000 Contacts

“They are so fraudulent that you can’t even see any phone number to call on their mobile app. You will only see them take action the day the loan expires. I do not know what to do as we speak.”

When FIJ got the number of one of Cashlawn’s agents, a lady simply identified as Mary, she denied ever knowing or working for the money lending company.

“Sorry, you have reached the wrong number. I do not know anything about Cashlawn and I have never worked in any capacity for them,” she said.

However, FIJ found that Mary had used the same phone number to harass and threaten a debtor in late February.

FIJ also established that the voice that harassed the debtor was the same voice that denied ever working for Cashlawn.